Personal Budget Excel Sheet from Scratch: Personal Finance, Accounting & Productivity

Are You Keeping Track of Your Income and Expenses Each Month?

If not, then this lesson is crucial for you. Get a budget today!

Budgeting is the process of creating a plan for your finances. This spending plan is called a budget. Creating this spending plan allows you to determine in advance whether you will have enough to do the things you need to do or would like to do.

Budgeting is simply balancing your expenses with your income. If they don't balance and you spend more than you make, you will have a problem. Many people don't realize that they spend more

than they earn and slowly sink deeper into debt every year.

If you don't have enough to do everything you would like to do, then you can use this planning process to prioritize your spending and focus on the things that are most important to you.

Why is Budgeting so Important?

Since budgeting allows you to create a spending plan, it ensures that you will always have enough for the things you need and the things that are important to you. Following a budget or spending plan will also keep you out of debt or help you work your way out of debt if you are currently in debt.

JOIN THE HALLOWEEN CHALLENGE!

Halloween is coming soon!

The seasons are changing, and new opportunities are waiting ahead of us. So, let’s make this month an opportunity for a fun *** CHALLENGE & GIVEAWAY *** to motivate us all! If you follow me and post a project to this class (in the month of October), you have a chance to win one of the two $50 (USD) AMAZON eGIFT CARDS I will be giving away to my awesome students!

Here are our participation rules:

1. Follow me (Cal Hyslop) here on Skillshare.
2. Watch this class and post your CLASS PROJECT between October 1st and October 31st, 2022 (GMT time).
3. Winners will be randomly picked on Nov. 1st. Good luck to everyone!!!

\\\* AND EVEN BETTER NEWS *** Each project is one entry. That means you can post more than one project and increase your chances of winning. Post a project to this class and any of my other classes here on Skillshare and share the challenge with your friends and family! (anyone can join Skillshare for free for 30 days and participate in the challenge through this link: https://www.skillshare.com/en/r/user/calhyslop?gr_tch_ref=on&gr_trp=on)

*Results will be released on Nov 1st, 2022. You will receive the winner results by email on Skillshare if you follow me.

\\\* IMPORTANT *** If you are a winner, in order to receive your $50 eGift Card, you will need to share your email address with me inside your original project post. Simply (1.) open the project you posted, edit that post, and include your email address or (2.) comment on your post with your email address within 48 hours of the results (2 days after the Nov.1st results).

Now, check out this class and post your project. Happy Halloween!!

And if you liked this class, be sure to check out myrelated courses that may benefit you even further!

1. Use Canva to Create Videos for ETSY, Instagram, Facebook, and more - https://skl.sh/31G4VjJ
2. Financial Management for 18-16 Year-Olds - https://skl.sh/3klhe9c

Hope to see you in class again soon!